Saturday, March 18, 2006

We spend. So what's wrong?

Our neighbours, next door...what a life! Made me think.
Imagine you're all so grown up with a family and all. You aren't too well off, financially. You've got a kid whose school fees reaches somewhere near half your salary. What will you do when something like a school trip or a requirement examination fees come up? Waht do you feel then? Would you like to go ask your friendfor money or would you think, thoug I'm so old, I can't even run my family's expenses! What's my wife going to think about all this? Will she wonder whther she made a mistake by marring you? What 'll your kids think? Will you think of yourself as incapable of running a family?
Today we spend lavishly on our parents money. We believe they are earning it all for us, and spend as if we earned up all that money. New clothes every month, compulsive shopping, eating out many times, 3-4 movies a month. We spend without shame.
When we are our parents age, would we want our children to live that way? Think for a moment.
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Now. What do we know about not having any money in hand?
Nothing.
Because, there was never a time we couldn't find less than 10 bucks in our wallets for more than 24 hours. Do we know what it is like, when on the 10th of the month, you'll have to live on 100 Rupees for the rest? The 'Computer Fundamentals' book for IVth sem costs over 100 rupees.
Lilly Aunty is crying. She doesn't know what to do. Her daughter scores well in her exams. She wants to go for science in College. But where is she going to get Rs. 15,000 from? Her husband is in uwait, but doesn;t earn enough money to send home (And people go: He's in Kuwait and I'm not gonna help 'em). The youngest daughter needs to but a new uniform, as she's entering the 5th std. in June and needs to replace her 2 year old uniform. Where is all the money coming from?
Lilly Aunty, our neighbour, is crying.
She isn't all that poor or below poverty line (BPL). But htey have expenses to meet their requirements for a life in a place like this. she came from a family which had just the basic things.Where is she going to go for money. She runs a mess just outside her house where IT and BPO employees who stay near by come and eat from. The income goes, as it is for the house rent which is Rs.2500 for such a dingy place.
Will she have to tell her daughter, heart broken, that they don't have enough oney to send her for further studies, so sit at home? Even if she borrows money, how will she pay back? the girl (daughter) can't even imagine buying new clothes from commercial street once in a year, let alone the half price sale once a year. 30 rupees for a coffee seems insane to her mother- no question of going out with friends. TV. What TV? No money to pay the cable network.
Is it possible to live like that? Of course it is.
But in a society where you look around and see everyone showing off one thing or the other; the same 3-4 years old dresses which your friends make fun of you about?...It's difficult. You're the only one out. It's tough.
Perhaps friends, we need to be more considerate.Everyone is not as fortunate as us. When we spend money, let's just give it a thought. Do I really need what I'm buying? Does it give me any satisfaction? Are these these the things that make me happy? Is my happiness based on what I possess?

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(Lilly -name changed- stays next door to us)
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Harshly critical and straight-from-the-heart comment/ difference of opinions solicitted from all. Please respond with your thoughts on spending.
I'd Specially like to hear from Antares on the web, Blueplush and Romali Roti.